Vote: Top 2006 $20 Challenges

**PRICEPLUS** · 01-15-2007, 07:54 PM

Re: Vote: Top 2006 $20 Challenges

This will be a tough choice to make as all the candidates are worthy!

**Broken Arrow** · 01-16-2007, 04:50 AM

Re: Vote: Top 2006 $20 Challenges

Yeah, tough one.

**Ima saver** · 01-16-2007, 05:27 AM

Re: Vote: Top 2006 $20 Challenges

I wonder why no one is voting??

**LuxLiving** · 01-16-2007, 06:05 AM

Re: Vote: Top 2006 $20 Challenges

How do we vote Jeffrey?

**Broken Arrow** · 01-16-2007, 07:28 AM

Re: Vote: Top 2006 $20 Challenges

There are 6 voters so far, but only 12 votes. It's possible that some may not realize that you can vote up to 3 candidates. Just thought it's worth mentioning that....

**Gruntina** · 01-16-2007, 09:01 AM

Re: Vote: Top 2006 $20 Challenges

My thinking may be pretty biased. I do not do the challenge but every time I think of the $20 saving challenge, Ima pops in my mind. She is often encouraging people to do it. I been a slow poke to get this started myself and then there is always Ima persistent encouragement. I think she is a great advertiser for that and that is why I chose her.

I still have not given up on getting started with this.

**veronak** · 01-16-2007, 10:36 AM

Re: Vote: Top 2006 $20 Challenges

I agree with gruntha, I have been trying to keep up with her...lol

Amber

**Ima saver** · 01-16-2007, 11:20 AM

Re: Vote: Top 2006 $20 Challenges

Thank you Gruntina. Now, have you started this year's challenge yet??

**PRICEPLUS** · 01-16-2007, 07:35 PM

Re: Vote: Top 2006 $20 Challenges

I know I have!

**scfr** · 01-16-2007, 08:33 PM

Re: Vote: Top 2006 $20 Challenges

I'm wondering if the nominees would be willing to write a brief summary of their $20 challenge for the year (their project or goals, and the results), or if they already did a year-end summary in their blogs, point us to that entry? Perhaps I'm just dense --- I want to vote but I'm having a bit of a tough time backtracking reading all of the entries. I joined the forum in September so didn't follow the challenges throughout the year.

**mom-from-missouri** · 01-17-2007, 05:51 AM

Re: Vote: Top 2006 $20 Challenges

Originally posted by Gruntina

My thinking may be pretty biased. I do not do the challenge but every time I think of the $20 saving challenge, Ima pops in my mind. She is often encouraging people to do it. I been a slow poke to get this started myself and then there is always Ima persistent encouragement. I think she is a great advertiser for that and that is why I chose her.

Well, if Ima does win, we know where her $20 will go!!!

**Ima saver** · 01-17-2007, 05:59 AM

Re: Vote: Top 2006 $20 Challenges

You are right, If I win any money, it will go into my current $20 challenge. Saving money is fun![Automated by GetSmile]

**Ima saver** · 01-17-2007, 07:50 AM

Re: Vote: Top 2006 $20 Challenges

scfr (smart couples finish rich), this is what I did.
I started with $20 and started saving using coupons. (I had not been a big couponer before) I add that money. I also got store cards for all the grocery stores and drug stores. I save everything I can using those cards.
I pay myself $1 for every mile I walk on my treadmill and everytime I do 20 flights of stairs in our house.
I pay myself if I have a "no gas" day. It costs $1 to get to town and back.
I read my meter every day and keep the hot water heater off. I budget $160 a month for electric and when I am below this, I put the difference in my challenge money.
My husband does house plans once in a blue moon, (draws them) and I add that money to the challenge.
I take surveys and receive small checks from them.
I save all my change and deposit it once a month.
Once in a while, we will get an unexpected check or a bonus.
Sometimes other envelopes will become overbudgeted and I can use that money.
The biggest thing I did was have a talk with a building supply company that we have dealt with for 23 years.
I pointed out that I get 10% coupons all the time from Home Depot, but we continue to buy most of our stuff from the local store.
They decided to give us a rebate back and we received 3 checks during the year that total more than $5000 and I added that to my challenge.
I was able to save a total of $20,025.00 this year on the challenge. This was above and beyond my usual savings out of my husband's earning.

**miclason** · 01-17-2007, 08:05 AM

Re: Vote: Top 2006 $20 Challenges

LOL! I didn't even realize I had been nominated! I started my $20 challenge in 2006 by paying for a copy of my police records and other stuff that I needed to apply for an English-teaching position, and, taught 8 hours/week during the first few months...later on switched to provinding administrative services to non-domiciled people (foreigners trying to set up businesses in my country, just making basic phone calls, typing up some documents, some light translations, etc.) all these were included in my $20 challenge...alternative sources of income that were not considered were: toy and school supply sales that we generally do every year....total without these was: $3,690.95 ($309.05 "short" of my goal of $4,000 for the year)...if we were to include the sales, then total for the year would have been $4,640.95

Vote: Top 2006 $20 Challenges