My home improvement project list never seems to get any shorter. Unfortunately, my budget doesn’t get any bigger. I’ve had to be pretty creative and really look for ways to save money while personalizing and renovating my house. Fortunately there are a lot of resources available to renovators with grand plans but tiny budgets. [...]

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Kids often view cash and gift cards as things that need to be used immediately. I recall how my now grown son spent all of his birthday money within two days after he had received it, often wasting it on things that he never used. When I voiced concern or suggested [...]

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While I currently work for myself, there was a time when I actually worked for a large corporation. My time there taught me that corporate life wasn’t the career path that I ultimately wanted to walk down, but that didn’t stop me from learning a lot of solid advice from the mentors I met there [...]

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During my quest to pay off the mortgage early, I engaged in a basic visual hardware method that has absolutely nothing to do with computers. I have been committed to paying down the mortgage on our home for several years by adding extra money to the payment each month; however, about 18 months ago [...]

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Getting my finances in order sucks. It sucks even more when I have idiots teaching me how to do it.
Since I am now writing for a personal finance blog, I decided that I should actually try and get my finances in order. Usually I would call my sister and ask her for help in such [...]

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After years of struggling to justify the cost of dog ownership, I have compiled a list of chores for my dogs to do that save me money and time. Training was simple, since most duties are derived from their natural instincts. I find myself with more time, more money and less stress. Most dogs would [...]

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Mother Nature can give us a lot of free entertainment. There are few things more relaxing than hiking through the woods on a Saturday morning or sitting outside on a Sunday afternoon and watching the sunset. Mother Nature can also wreak havoc on your home and possessions when she decides to dump too [...]

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Not that long ago it was taboo to speak about money in public. But now, as with so many other things, talking about money has become more acceptable. I hear it all the time. Friends have asked me what kind of debt we have, wanting me to break it down into car payments, credit cards, [...]

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People have gotten into debt for a variety of reasons. Some is due to their own fault while others aquired the debt from circumstances beyond their control. While it’s important to understand why you got into debt so that you can take the necessary steps so that it doesn’t happen again, the fact is that [...]

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No matter how careful you are about your spending, there is still a chance the product or service you receive will not live up to your expectations. However, having your problem resolved is not always as simple as contacting customer service, a salesperson or even a manager. These people are not always authorized to give [...]

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